The Quantitative Finance or Fintech topic

Describe in detail the Quantitative Finance or Fintech topic you are considering including its main ideas and applications.
Address the purpose and function of the topic you selected; in the case of Fintech topics.

The Quantitative Finance or Fintech topic
First review all the course materials associated with the topic you are considering in the Topics_and_Materials document in this Google Drive folder.

Conduct your own further research by seeking your own sources or asking for further information/content.

Write a report about the topic that incorporates the following components:
— Describe in detail the Quantitative Finance or Fintech topic you are considering including its main ideas and applications.

— Address the purpose and function of the topic you selected. In the case of Fintech topics, discuss what traditional financial technology the Fintech topic is designed to replace as well as the pros/cons of each solution.

— If applicable, construct a dataset associated with your topic, implement it, and construct associated examples. Feel free to create related graphics/plots.

Review at least half the materials in the following course:
https://www.edx.org/es/course/mathematical-methods-for-quantitative-finance

More details;

Digital Payments: a growing trend with a focus on Customer Experience
Digital Payment market is booming thanks to the introduction of new technologies that continuously converge with others and encourage the emergence of innovative payment methods and consequently creating business opportunities. Currently the most advanced solutions such as Mobile Payment and Contactless Payment exceed € 46 billion in payments, a 21% of total digital payments by card, according to the Mobile Payment & Commerce Observatory of the School of Management of the Milan Polytechnic.

Digital payments market was one of the cornerstones of technological innovation driven by traditional financial institutions. Then the OTTs arrived — Over The Top (Paypal, Amazon, Apple, Alibaba, WeChat, Google and now also Facebook) and the FinTech, entered a tense leg in the sector so as to deform it in no time, a true disruptive innovation that made lever on a single very clear element: the customer experience.

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